Titan is best for long-term focused investors in search of active portfolio management.
Titan; Rachel Mendelson/Insider
Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards.
Bottom Line: Titan investing is best for long-term focused investors with a 3-5 year time horizon. The company invests your funds in a mixture of cryptocurrencies and domestic and international stocks, so it could also suit those in search of crypto exposure.
FeatureInsider rating (out of 5)Fees3.50Investment selection4.25Platform navigability4.50Customer service3.50TrustworthinessN/A*Educational resources/research4.00Overall score3.95
*Personal Finance Insider normally includes an investment platform’s Better Business Bureau rating in this row, but Titan doesn’t have a BBB profile at this time.
Is Titan right for you?
Editor’s rating3.95 out of 5FeesBalances under $10,000: $5/month; balances over $10,000: 1%/yearAccount Minimum$100 ($10,000 for Titan Opportunities and Titan Offshore)PromotionNone at this time.Titan investing
Titan investing is an investment firm offering active portfolio management for individuals in the US. Built from a team of experienced Wall Street professionals, the company brings active portfolio management and hedge fund-like investing — something that was traditionally reserved for ultra-high-net-worth individuals – to all investors.
Titan also supplements its investment offerings (which include cryptocurrencies) with helpful resources like jargon-free market research and educational articles/guides.
The firm’s mobile app is available on iOS and Android devices.
Titan pros Titan cons
Only $100 to get started
Titan utilizes a mixture four different investment strategies (these include cryptocurrencies and domestic and foreign stocks)
Instant deposits and fractional share investing
Portfolio manager support available (includes real-time video updates)
You can designate beneficiaries for your account
Withdrawals take 2-4 business daysNot best for short-term traders or investors who don’t want to hold their assets for at least three yearsCustomer service is limitedNo investments besides equities and cryptocurrencies
Not sure if Titan investing is right for you? Keep reading to see how it fares against similar investment platforms.
How does Titan compare?
$100 ($10,000 for Titan Opportunities and Titan Offshore)
$0 or $100,000, depending on plan
Balances under $10,000: $5/month; balances over $10,000: 1%/year
0.25% (0.40% for premium plan)
Stocks and cryptocurrencies
ETFs, Grayscale Bitcoin Trust, Grayscale Ethereum Trust
Stock ETFs and bond ETFs
Titan investingWealthfront InvestingBetterment mobile app
If you’re looking for professional portfolio management, Titan investing, Wealthfront, and Betterment are all great options. Each platform also has a range portfolio options, but their minimum requirements, fees, and investment options vary.
Wealthfront and Betterment are both two familiar names in the robo-advisor space, but Betterment is a stronger choice for those in search of human advisor guidance. Wealthfront could be great for passive investors in who want exposure to both ETFs and alternative investments like crypto trusts.
Titan, on the other hand, is a great option for hedge fund-oriented investors who access to domestic and international stocks, cryptocurrencies, and other top-performing assets.
Ways to invest with Titan
Titan investing is best for those who want to sit back and let the professionals manage their investments. You can get started with as little as $100, and you’ll have the choice of an individual account or an IRA. Titan has two separate advisory fees: (1) $5/month fee for balances less than or equal to $10,000 and (2) an annual 1% fee if you have more than $10,000 in net account deposits.
While the 1% annual fee is higher than the fees for most investment platforms that offer portfolio management, it’s still roughly half the typical advisory fee of hedge funds (2%/year), according to Titan. As for its portfolios and investment strategies, Titan invests your money into a blend of four:
Flagship: Titan says this strategy focuses on finding high-quality US companies that can outperform the S&P 500 index. The large cap strategy contains 15-25 stocks and has an annualized return rate of 18.8%.Opportunities: This portfolio also has about 15-25 stocks, but it instead works to identify smaller US companies that have the potential to generate significant returns. Its annualized return rate is 40.6%.Offshore: As indicated by the name, Titan says this strategy focuses on companies in emerging/developed markets in other countries. Its current annualized return rate is -22.6%.Crypto: The crypto strategy contains about 5-10 coins and currently has a 120.7% annualized return rate.
You should note, however, that the Titan Opportunities and Titan Offshore strategies have a $10,000 minimum requirement. You’ll only be able to use Titan Flagship and Titan Crypto if you have less than $10,000 in net deposits.
If you’re a market newcomer, you might also find Titan’s market commentary and investor updates particularly helpful. The firm regularly publishes short and digestible guides to keep you in the loop on all things investing. Plus, it offers multiple educational articles on all things investing.
Is Titan trustworthy?
Personal Finance Insider evaluates trustworthiness by reviewing each investment platform’s Better Business Bureau profile. The BBB bases its ratings (which range from A+ to F) off how well it believes each company interacts with its customers.
Though Titan investing doesn’t currently have a BBB profile, it’s nonetheless important to do your own due diligence before making a final decision. And as for its record, Titan’s slate is clean of any major scandals or lawsuits.
Hedge fund: These funds pool money from several investors and invest it in a vast suite of assets to maximize returns despite market highs and lows.Stocks: Available on most exchanges, stocks represent shares, or portions, of ownership within public companies. You can purchase these investments through online brokerages, robo-advisors, and other investment platforms.Cryptocurrencies: Cryptocurrencies are digital assets that rely on blockchain technology for decentralized (i.e., cryptocurrency holders can exchange these assets without a centralized institution like a bank) transactions.High-net-worth-individual: A high net worth individual is someone who has at least $1 million in liquid assets. An ultra-high-net-worth individual has a net worth of at least $30 million.
Personal Finance, Investing, Titan, Investing, hedge fund, Personal Finance Insider, PFI Reviews, TOC-jump-to, PFI Related Content Module, service graphics, Rachel Mendelson, pfi, PFI-XAMP, PFI Bankrate
All Content from Business Insider